{"id":278,"date":"2025-07-24T15:54:10","date_gmt":"2025-07-24T13:54:10","guid":{"rendered":"https:\/\/financieludsky.sk\/?p=278"},"modified":"2025-07-24T15:56:24","modified_gmt":"2025-07-24T13:56:24","slug":"poistenie-vozidla-na-trajekte-naco-si-dat-pozor","status":"publish","type":"post","link":"https:\/\/financieludsky.sk\/?p=278","title":{"rendered":"Poistenie vozidla na trajekte: Na\u010do si da\u0165 pozor?"},"content":{"rendered":"\n

Zodpovednos\u0165 za \u0161kody na vozidle po\u010das plavby trajektom v zahrani\u010d\u00ed sa riadi kombin\u00e1ciou medzin\u00e1rodn\u00e9ho pr\u00e1va<\/strong>, n\u00e1rodn\u00fdch pr\u00e1vnych predpisov krajiny, kde sa incident stal<\/strong>, a zmluvn\u00fdch podmienok trajektovej spolo\u010dnosti<\/strong>. Tu s\u00fa hlavn\u00e9 body, ktor\u00e9 treba pozna\u0165:<\/p>\n\n\n\n

\ud83d\udd39 1. Medzin\u00e1rodn\u00e9 dohovory<\/strong><\/h3>\n\n\n\n

V oblasti n\u00e1mornej dopravy platia viacer\u00e9 medzin\u00e1rodn\u00e9 pravidl\u00e1, ktor\u00e9 upravuj\u00fa zodpovednos\u0165 dopravcov, napr\u00edklad:<\/p>\n\n\n\n

    \n
  • Haagsko\u2013visbysk\u00fd protokol<\/strong><\/li>\n\n\n\n
  • Hambursk\u00e9 pravidl\u00e1<\/strong><\/li>\n\n\n\n
  • Rotterdamsk\u00e9 pravidl\u00e1<\/strong><\/li>\n\n\n\n
  • CMNI<\/strong> (pre vn\u00fatrozemsk\u00fa vodn\u00fa dopravu)<\/li>\n<\/ul>\n\n\n\n

    Tieto dohovory ur\u010duj\u00fa, kedy je dopravca zodpovedn\u00fd za \u0161kodu na prepravovanom majetku (napr. vozidle) a v akom rozsahu. Zvy\u010dajne ide o obmedzen\u00fa zodpovednos\u0165<\/strong>, pokia\u013e sa nepreuk\u00e1\u017ee hrub\u00e1 nedbanlivos\u0165 alebo \u00famysel.<\/p>\n\n\n\n

    \ud83d\udd39 2. Zmluvn\u00e9 podmienky trajektovej spolo\u010dnosti<\/strong><\/h3>\n\n\n\n

    Ka\u017ed\u00e1 trajektov\u00e1 spolo\u010dnos\u0165 m\u00e1 vlastn\u00e9 prepravn\u00e9 podmienky<\/strong>, ktor\u00e9 m\u00f4\u017eu obsahova\u0165:<\/p>\n\n\n\n

      \n
    • v\u00fdluky zo zodpovednosti (napr. za \u0161kody sp\u00f4soben\u00e9 po\u010das b\u00farky),<\/li>\n\n\n\n
    • limity n\u00e1hrady \u0161kody,<\/li>\n\n\n\n
    • povinnos\u0165 cestuj\u00faceho zabezpe\u010di\u0165 vozidlo (napr. zabrzdi\u0165, zaradi\u0165 r\u00fdchlos\u0165),<\/li>\n\n\n\n
    • sp\u00f4sob a lehotu na nahl\u00e1senie \u0161kody.<\/li>\n<\/ul>\n\n\n\n

      \ud83d\udd39 3. Miestne pr\u00e1vo<\/strong><\/h3>\n\n\n\n

      Ak sa \u0161koda stane v konkr\u00e9tnej krajine (napr. po\u010das plavby medzi Talianskom a Gr\u00e9ckom), m\u00f4\u017ee sa uplatni\u0165 n\u00e1rodn\u00e9 pr\u00e1vo tejto krajiny<\/strong>. V mnoh\u00fdch \u0161t\u00e1toch plat\u00ed podobne ako na Slovensku tzv. objekt\u00edvna zodpovednos\u0165 dopravcu<\/strong>, ale podmienky sa m\u00f4\u017eu l\u00ed\u0161i\u0165.<\/p>\n\n\n\n

      \ud83d\udd39 4. Poistenie<\/strong><\/h3>\n\n\n\n

      Ak m\u00e1te havarijn\u00e9 poistenie<\/strong>, odpor\u00fa\u010da sa overi\u0165, \u010di kryje aj \u0161kody vzniknut\u00e9 po\u010das prepravy trajektom. Pois\u0165ovne \u010dasto po\u017eaduj\u00fa, aby ste si uplatnili n\u00e1rok najprv vo\u010di trajektovej spolo\u010dnosti.<\/p>\n\n\n\n

      \u2705 Odpor\u00fa\u010danie:<\/h3>\n\n\n\n

      Kontaktujte svojho sprostredkovate\u013ea poistenia <\/strong> a zistite, \u010di m\u00e1te n\u00e1rok na n\u00e1hradu e\u0161te pred cestou.<\/p>\n\n\n\n

      Pred plavbou si pre\u010d\u00edtajte prepravn\u00e9 podmienky<\/strong> trajektovej spolo\u010dnosti.<\/p>\n\n\n\n

      V pr\u00edpade \u0161kody si zdokumentujte situ\u00e1ciu<\/strong> (fotky, svedkovia, hl\u00e1senie pos\u00e1dke).<\/p>\n","protected":false},"excerpt":{"rendered":"

      Zodpovednos\u0165 za \u0161kody na vozidle po\u010das plavby trajektom v zahrani\u010d\u00ed sa riadi kombin\u00e1ciou medzin\u00e1rodn\u00e9ho pr\u00e1va, n\u00e1rodn\u00fdch pr\u00e1vnych predpisov krajiny, kde sa incident stal, a zmluvn\u00fdch podmienok trajektovej spolo\u010dnosti. Tu s\u00fa hlavn\u00e9 body, ktor\u00e9 treba pozna\u0165: \ud83d\udd39 1. Medzin\u00e1rodn\u00e9 dohovory V oblasti n\u00e1mornej dopravy platia viacer\u00e9 medzin\u00e1rodn\u00e9 pravidl\u00e1, ktor\u00e9 upravuj\u00fa zodpovednos\u0165 dopravcov, napr\u00edklad: Tieto dohovory ur\u010duj\u00fa, […]<\/p>\n","protected":false},"author":1,"featured_media":279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezivotne-poistenie"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/posts\/278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=278"}],"version-history":[{"count":1,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/posts\/278\/revisions"}],"predecessor-version":[{"id":280,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/posts\/278\/revisions\/280"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=\/wp\/v2\/media\/279"}],"wp:attachment":[{"href":"https:\/\/financieludsky.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financieludsky.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}